LTC Premium
Compared To
WA State Employee LTC Payroll Tax
Monthly LTC Plan Premium
|
Monthly State Payroll Tax
|
|||||||
---|---|---|---|---|---|---|---|---|
Benefit Features
|
A
|
B
|
C
|
D
|
E
|
|
|
|
LTC Lifetime Maximum Benefit
|
$108,000
|
$216,000
|
$432,000
|
$
|
$
|
|
$36,500*
|
|
Benefit Duration
|
3 years
|
3 years
|
6 years
|
$
|
$
|
|
|
|
Monthly Benefit Amount
|
$3,000
|
$6,000
|
$6,000
|
$
|
$
|
|
|
|
5% Simple Inflation
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
|
|
|
Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
Spouse Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
|
|
---|---|
|
|
Benefit Features
|
A
|
---|---|
LTC Lifetime Maximum Benefit
|
$108,000
|
Benefit Duration
|
3 years
|
Monthly Benefit Amount
|
$3,000
|
5% Simple Inflation
|
Not Included
|
Monthly Premium
|
$ 0.00
$21.90
$21.90
$21.90
$21.90
$21.90
$21.90
$21.90
$21.90
$21.90
$21.90
$21.90
$21.90
$21.90
$21.90
$21.90
$22.50
$22.80
$24.30
$24.60
$24.90
$26.40
$28.20
$28.80
$29.70
$30.30
$33.90
$34.50
$35.70
$36.60
$38.40
$40.20
$41.70
$43.80
$47.10
$49.20
$51.60
$53.70
$57.00
$59.70
$64.50
$67.80
$72.90
$77.70
$83.40
$91.50
$98.70
$107.70
$121.50
$132.90
$148.50
$163.20
$180.00
$198.60
$219.30
$242.40
$268.50
$295.80
$356.40
$389.70
$426.90
$465.60
$511.50
$560.40
|
Spouse Monthly Premium
|
$ 0.00
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
Benefit Features
|
B
|
---|---|
LTC Lifetime Maximum Benefit
|
$216,000
|
Benefit Duration
|
3 years
|
Monthly Benefit Amount
|
$6,000
|
5% Simple Inflation
|
Not Included
|
Monthly Premium
|
$ 0.00
$43.80
$43.80
$43.80
$43.80
$43.80
$43.80
$43.80
$43.80
$43.80
$43.80
$43.80
$43.80
$43.80
$43.80
$43.80
$45.00
$45.60
$48.60
$49.20
$49.80
$52.80
$56.40
$57.60
$59.40
$60.60
$67.80
$69.00
$71.40
$73.20
$76.80
$80.40
$83.40
$87.60
$94.20
$98.40
$103.20
$107.40
$114.00
$119.40
$129.00
$135.60
$145.80
$155.40
$166.80
$183.00
$197.40
$215.40
$243.00
$265.80
$297.00
$326.40
$360.00
$397.20
$438.60
$484.80
$537.00
$591.60
$712.80
$779.40
$853.80
$931.20
$1,023.00
$1,120.80
|
Spouse Monthly Premium
|
$ 0.00
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
Benefit Features
|
C
|
---|---|
LTC Lifetime Maximum Benefit
|
$432,000
|
Benefit Duration
|
6 years
|
Monthly Benefit Amount
|
$6,000
|
5% Simple Inflation
|
Not Included
|
Monthly Premium
|
$ 0.00
$55.20
$55.20
$55.20
$55.20
$55.20
$55.20
$55.20
$55.20
$55.20
$55.20
$55.20
$55.20
$55.20
$57.60
$61.20
$62.40
$63.00
$64.80
$65.40
$69.60
$72.00
$74.40
$76.80
$79.20
$84.00
$87.60
$92.40
$97.80
$102.60
$105.60
$111.00
$114.00
$118.20
$125.40
$130.80
$138.60
$144.00
$153.60
$162.00
$172.80
$183.60
$192.60
$205.80
$225.00
$241.80
$262.20
$286.20
$319.20
$351.60
$390.00
$426.60
$472.20
$519.60
$576.60
$634.80
$700.80
$772.80
$927.00
$1,015.80
$1,110.60
$1,216.20
$1,329.60
$1,456.20
|
Spouse Monthly Premium
|
$ 0.00
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
In the event of a discrepancy between the premiums shown here and the carrier rate calculation, carrier's information will prevail.
*Adjusted up to inflation see wacaresfund.wa.gov