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Increases to existing coverage are allowed during open enrollment.
To apply for an increase, follow the steps below. Completed forms will be submitted electronically to Unum with e-signature.
Click here and follow the instructions to access the enrollment forms.
You must complete both the Benefit Election Form and Long Term Care Insurance Application with HIPAA Authorization.
Decreases to existing coverage are allowed at anytime.
Completed forms will be submitted electronically with e-signature.
Click here and follow the instructions to access the forms.
You must complete the Request to Change Coverage Form
Cancellations are allowed at anytime.
To cancel coverage, complete the Request to Change Coverage Form here: Click Here.
Completed forms will be submitted electronically with e-signature.
Click here and follow the instructions to access the Election to Continue Your LTC Coverage forms.
Contact LTC Solutions at (877) 286-2852 or LTCiBenefitsTeam@ltc-solutions.com to initiate a claim for your LTC policy.